the property.”

Rachel leaned back.

“So you admit it.”

“I borrowed it.”

“Without asking me.”

“I planned to replace it.”

“With what?”

Brandon exhaled sharply.

“Can we please not do this over the phone?”

“You’re the one in Miami.”

“Because you sent me away angry and—”

Rachel gave one short laugh.

Not loudly.

That silenced him.

“Be very careful,” she said.

“What is that supposed to mean?”

“It means I already know about the Nevada property.”

A long silence followed.

Then Brandon’s tone changed.

The desperation v@nished.

“So you’ve been going through my things.”

Rachel almost admired the nerve.

“Going through your things?”

“You accessed information that wasn’t yours.”

“The mortgage application has my name on it.”

Brandon remained silent.

“The loan application contains my income.”

Still nothing.

“And a signature that’s supposed to be mine.”

“Rachel—”

“Did you put my signature there?”

“Don’t phrase it like that.”

“How